FHA Loans Made Easy

In recent years, FHA loans have become the most popular choice for home mortgage financing. This is because of the low down payment requirements, flexible underwriting, and the distressed mortgage market. Together we’ll thoughtfully consider the benefits and costs, and compare the FHA loan to other mortgage loans available. Often, the conclusion is the same; The FHA Loan perfectly fits your needs. In a few short minutes, we can help you achieve your goal.

Here to Serve: Top Loan Originators 2009 through 2016

From 2009 to the present time in 2016, we have helped thousands of clients to finally purchase that dream home. Countless others we helped lower their mortgage rates, saving thousands and thousands of dollars. And we’re only getting started. At FHA Loan Group we are FHA loan experts. We have made it our mission to help homeowner’s obtain the very best mortgage possible. We can help you, too.

Why use an FHA Loan
  • Low Down Payment
  • No Minimum FICO Score
  • Assumable
  • Low Interest Rate
  • No Monthly Mortgage Insurance
  • No Pre-payment penalty
  • FHA guarantee

FHA Loans for Purchase:

We have over 20 years experience in originating FHA Loans. Dealing with professionals who take the time to fully educate you on the process makes all the difference. We have developed a proprietary consultation and folder to provide you to ensure that all mission critical information is covered. Don’t worry, we will educate you about the FHA purchase loan and process. Complete details on our FHA Purchase loans.

FHA Loans Refinance:

FHA Refinance Loans offer a few different options for refinancing your loan, most often an FHA Streamline Refinance or a Cash Out Refinance. FHA Refinances can be done to simply reduce your interest rate or loan term by doing a Streamline Refinance, or can be done to use the equity in your home to pay off other debts or pull cash out. Generally speaking, both can be done with very little effort and minimal documentation required.Complete details on our FHA Refinance loans.

FHA Loan Comparison:

Example: FHA Loan Conventional Loan
Max Loan Amount: per county limits $417,000
Credit Score: No FHA Requirement 620+
Down Payment: 0% 5%+
Interest Rate: Current market .25% + higher
Assumability: Yes No
Mortgage Insurance: No Yes

 

There is much more to consider than the general parameters listed above. To fully understand the FHA Loan and how it applies to your situation contact us. We look forward to helping you save money by refinancing or helping you purchase that new home.

Learn about FHA Rates

Part of the FHA loan process is selecting a FHA Rate. The interest rate available to you will vary according to loan product. The interest rate on your FHA loan impacts your mortgage payment so it is important to get the lowest FHA Rate possible. While interest rate impacts payment and is a factor, another factor on your transaction, is professionalism and experience of the team you’ve selected to help you close. Knowing you can and will close as agreed is perhaps of equal importance. Learn the complete details on FHA Rates.

REQUEST A FREE CUSTOM RATE QUOTE